Safest Cars – Good to go insurance

safest car
Actually the safest car is the one you have and you never drive for any reason. The most dangerous thing each of us probably do every day is drive or ride in a car. In fact, according to recent stats released by the Insurance Institute for Highway safety or IIHS, more than 30 thousand people die each year in vehicle related fatalities. For teenage drivers, the greatest threat to their life on a consistent basis is driving. Automobile accidents account for the largest cause of teenage deaths every year.

When compared to airplane death rates, automobiles are far deadlier
You have a greater than 1 in 100 chance of dying in an auto accident in your life, but only a 1 in 7,200 chance of dying in a plane crash. In a typical year in the United States, there are only about 20 aviation accidents.

Contrast this to auto accidents, which are at 5 million per year and you might want to carefully consider what are the safest cars. This is because you have a very good chance of being in a major automobile accident in your lifetime and a safe car can absolutely save your life. The safest cars also cost much less to insure, which is another huge incentive.

What is the safest car

According to recent data released by the IIHS or Insurance Institute for Highway Safety, there are vehicle models that have zero traffic fatalities. This means for all the people throughout the world that drive these vehicles, not one person has died in an accident. This incredible statistic can be attributed to safety centered, technological advances.

Innovations have save lives.

One such major breakthrough is stability control, which can compensate for weather conditions and driver errors. Other recent innovations that have saved lives are accident avoidance systems, anti-lock brakes, and front and back surround curtain airbags. Many of these safety features are becoming standard in most vehicles and have helped reduce fatal crashes by more than 1/3 in the last few years. So what is the safest car according to IIHS? It is an Audi from Germany!

Top safest Cars

1. Audi A4 All Wheel Drive
This German engineered car has safety features throughout such as stability control, surround air bags, advanced braking system and a rigid frame. This Audi model has not registered one fatality from 2009 – 2012 and the latest models pack even more safety features. If you can afford one, this Audi should be at the top of your car list.

2. Honda Odyssey
This popular Honda model is the safest Minivan money can buy. There were no reported fatalities in 2009 – 2012 thanks to well engineered safety upgrades from previous models. If you are in the market for a family vehicle, the Honda Odyssey should be at the top of your list. Not only is it a super safe, it gets great gas mileage, has great styling and if fun to drive.

3. Lexus RX 350 AWD
This popular SUV is known for its luxury and power but it also makes the list as one of the top safest cars in the world. The IIHS study reported zero fatalities with this Lexus model from 2009 – 2012. If you have the money, this model is one of the best cars on the market. The Lexus RX 350 depreciates slowly, delivers one of the best driving experiences of any vehicle and is amazingly safe.

Safest Car for Teenagers

Since most teenagers are on a tight budget and still want a cool car, I recommend the Kia Sorento. This popular crossover SUV is relatively cheap compared to the Audi and Lexus but still provides world class safety protection. There have been zero accident deaths reported for the Sorento, which makes it the safest car for teenagers on a budget.

Safer cars lower insurance costs

Even though a late model car packed with safety technology can be pricy, you can get a big break on your car insurance, which will help offset it’s overall cost. One of the main discounts car insurance companies offer is enhanced safety features. The safer your car is, such as the three models mentioned above, the greater your discount can be.

The most expensive claims insurers pay are those accidents involving fatalities

If you insure a car with a zero accident death rate, insurers will reward you with lower rates. To check rates, use a free car insurance estimator with top online sites like CarInsuranceEstimate.org

You can get a rough estimate by using the free car insurance calculator or get a full, detailed auto insurance quote. Check all the available discounts you qualify for and save even more. Start comparing rates right away.

by Toni Kohonen