Cheapest New Cars to Insure – New car insurance with Goodtogoinsurance

new car insuranceWith the new year in full swing and warmer spring weather just around the corner, some people have been struck with car shopping fever. There are more new car models than ever and some really great deals for those who do their homework. Before you sign the dotted line, consider the total vehicle ownership cost off that new vehicle you have your eye on, including insurance. There are some award winning vehicles that are actually less to insure than most used cars, making ownership cheaper than you might think. Some of the cheapest new cars to insure for 2015 are also the safest.

Low cost and new car insurance

Check out the three new car models featured below that combine reliability, safety and affordability, all with amazingly low cost insurance. Here are the top picks for the cheapest new car to insure for sedans, minivans and SUVs. A sample driver aged 42, married and with a good credit score was used to get the average insurance rates.

1. Sedan – 2015 Volkswagon Passat
This Volkswagon model is not the fastest car on the road by any measure but is a super safe car and fun to drive. The Passat has standard safety features including dual airbags and anti-lock brakes. It can also be purchased with an enhanced security system installed. This popular sedan has an annual insurance cost of about $1,020. This means you can get not only a new German engineered car at a great price but also insurance for less than $90 per month. Volkswagen currently offers great monthly lease deals for $209 on the new 2015 Passat models, with only $1,999 due when you sign. A new car plus a new car insurance all under $300 a month makes the Passat a top choice for new sedan buyers.

2. Minivan – 2015 Honda Odyssey
One of Honda’s best selling vehicles is the Odyssey, which has been around for decades now. Honda has made huge improvements in both quality and safety in recent years. One impressive stat is there have been no fatal accidents involving Honda Odysseys between 2009-2012, making it one of the safest vehicles in the world. Honda has lots of standard safety features including surround airbags and anti-lock brakes, which have saved many lives.

It’s hard to really call this Honda mini because it has nearly enough room for an entire volleyball team, seating up to 8 passengers comfortably. If you are still not impressed, check out the cheap Honda insurance rates. Our quote came back with annual insurance rates averaging $1,150, which is below $100 per month. Most old cars that are unsafe and unreliable cost more to insure than a new Odyssey. With great Honda financing deals, this Honda is easily the cheapest new car to insure in the competitive minivan segment.

3. Cross over SUV -Honda CRV
The recently redesigned Honda CRV is also one of the most popular crossover SUVs on the market. Honda has hit the magic formula of a roomy SUV that also gets great gas mileage. Honda CRVs are also loaded with standard safety updates such as backend cameras and surround air bags. This model also has a great reliability rating and is super easy to drive. If you want one of the cheapest new SUV’s to insure, then check out a CRV right away. Our sample quotes averaged $1,120 per year, which beats all other crossover SUVs on the market.

Cheap New Car insurance Tips

Now that you know what popular new automobiles are the cheapest to insure, lets go over a few tips that could lower your premiums even more.

1. Get a higher deductible

The easiest way to get lower auto insurance on a new vehicle is to raise the deductible to $1,000 or more. Just be sure you are diligent and have the savings set aside in the event you are in an accident.

2. Take advantage of all discounts you qualify for

If you are a senior driver with a good driving record, then there are insurers like Hartford, who work with organizations like the AARP to help senior drivers get the cheapest new car insurance possible. Other major discounts are safe driver, air bag and GPS based anti theft devices. The more discounts you use the more you can save.

3. Comparison shop for prices online

Today, there is just no excuse for getting cheaper car insurance rates because shopping online for insurance is so easy. Use award winning sites like, which will match you with the best rates available, in only five minutes. Once you get your free quotes, you can buy online from the company you like best. Comparison car insurance shopping has allowed millions of shoppers to save hundreds off their annual insurance bill.

Check insurance rates on new and used cars now and see how easy it is to save. Get your free quote and drive cheaper.