Good to Go insurance  in Michigan

michigan auto insurance

Good to Go Insurance is a subsidiary of the American Independent Companies and licensed to sell insurance in many different states throughout the U.S.

The company currently is licensed to underwrite insurance policies in Michigan, but it has also been working with a network of the parent companies, such as citizens auto insurance Michigan to offer more insurance solutions to Michigan residents.  All non-affiliated insurers can refer customers to any company that fits their needs, whether that is Good to Go or any other competing firm.

Michigan has been known as the most expensive state when it comes to auto insurance.

The good thing is that it is a no-fault state, meaning that your insurance policy covers damages and injuries regardless of who caused the accident. Before you can get a registered licensed plate in Michigan, you need to purchase the minimum insurance requirements as follows:

1. PIP (Personal Injury Protection): this coverage pays the medical cost in case you are injured in an accident. Wage loss and replacement services are also getting coverage for up to three years.
2. PPI (Property Protection Insurance): in the event that you damage other person’s properties, such as cars or buildings, this coverage pays up to $1 million on your behalf.
3. Bodily Injury/Property Damage (BI/PD): if someone else is killed or seriously injured, BI/PD covers the defense cost and all the damages that you are liable for all your needs. This coverage provides financial protection up to the limits of your policy. The minimum limits you should purchase are:
• $20,000 per person in an occurrence/accident
• $40,000 per occurrence if several people are killed or injured
• Up to $10,000 for property damage in another state
Those limits are often referenced as 20/40/10, but you are allowed to purchase higher limits depending on your circumstances.
Let Good2Go Auto Insurance help you find the best and cheapest Michigan auto insurance policy. The company can also refer you to other agencies to ensure compliance with the many state’s regulations.

Coverage for Physical Damage to Your Car

The good thing about no-fault is that your insurance company pays almost every incurred expense due to an accident, including medical cost and even wage loss. However, the minimum no-fault liability insurance does not cover damages to your vehicle; it pays for the damages to someone else’s property.

For complete MI insurance protection, you need both Comprehensive and Collision coverage.

Comprehensive coverage pays for damages caused by non-accident occurrences including but not limited to vandalism, fire, falling object, flood, and even theft.
Collision coverage pays for damages caused by accidents, and it is available with or without a deductible. Comprehensive and collision are not required to drive legally in Michigan, but Good to Go Auto Insurance will be able to get your this enhanced coverage at extremely low rates.  Get quotes now and save on MI auto ins.