Cheapest Car Insurance in Nevada

cheapest car insurance in nevada
If you live in the silver state and need to get your auto ins costs down, you might be wondering, who has the best rates? Finding the cheapest car insurance in Nevada takes a little digging around. Prices vary a lot based on your personal criteria, like your age, zip code, sex and driving history. Las Vegas is the largest city by far in the state with a surrounding population of over 2 million residents.

Like California to the South, Las Vegans love their automobiles. With a dry climate and year-round good weather, it is one of the best places to drive anywhere in the USA. Millions flock to the strip each year just to be seen and to show off their cars. To get your Nevada automobile insurance quote, just apply for a complimentary quote online with good to go insurance company.

Many people do not realize there is an enormous military complex on the outskirts of Vegas, Nellis Air Force Base. For these service members (both active and retired) and their family, USAA auto insurance has the cheapest premiums, according to several consumer samples. They beat out Geico and Progressive for a 30-year-old driver with a good record.

The other auto insurer with a hold on Nevadans is Geico, which comes in a respectable second. They have cheaper premiums than just about any other carrier in the state. Geico has many discounts consumers can take advantage of and exceptional service, including an award-winning accident claim processing.

If you are looking for coverage for a teenager, rates are going to go way up, regardless of which provider you choose. However, both USAA and Geico seem to have the lowest rates for this category in NV. Geico also has discounts for teens who maintain a B or higher grade point average and those who complete driver safety classes. In Vegas, due to the high frequency of auto accidents by younger drivers, teens can expect to pay about double for coverage than motorists over 30 with a clean DMV record.

Unfortunately for these new drivers, the trend on rates is going up in Nevada
It is due to the increase in teenage vehicular accidents and deaths. One of the biggest contributors to this problem is texting and talking on cellphones while operating a motor vehicle. Some insurers like Nationwide charge nearly triple for premiums for this risky group of drivers in NV.

If you are a youth not associated with USAA, your best bet for low-cost car ins is going to be with Geico or other direct providers like 21st Century. The best thing to do is get on-line, and comparison checks, at least, ten rate quotes to get a large sample to evaluate. With sites like good to go auto insurance, this can be done quicker than you might think. In less than 10 minutes, you can review multiple quotations on your smartphone or any other device. Get going now and get cheaper premiums right away.

Auto Insurance Fraud in Nevada

One of the things that keep Nevadans paying more for auto ins is the high amount of insurance fraud. Each year insurers lose many millions of dollars to these schemes. This includes unlicensed brokers who sell the fraudulent policy, staged auto accidents and inflated personal injury claims.

These are only a handful of the tricks these unlawful criminals use to extract money from insurance companies. The most frustrating thing about car insurance fraud in Nevada is all consumers end up getting hurt in the form of increased premiums. If you see or suspect any fraud in your area, call the police immediately and help put a stop to this illegal activity.

Alcohol and Drug Related Traffic Incidents in Nevada

Nevada has a major problem with intoxicated motorists. This problem is even more pronounced in the larger cities like Vegas. Alcohol in Las Vegas, for example, is available 24/7, and there is a never-ending party atmosphere in the city. People often let their guard down and take unusual driving risks, including drunk driving.

This often leads to serious accidents or even death. In fact, almost half of the fatal accidents in this state are attributed to intoxicated drivers. This, of course, has caused higher vehicle insurance premiums than many other large metro areas. Stay safe and never get behind the wheel if you are under the influence of any alcohol or drugs.

Get Cheaper Rates Online

Getting a quality car ins policy at a good price is easier than ever. All you need to do is jump online and spend a few minutes checking out quotes. At good to go insurance site, you can comparison shop up to 10 rates, from all the major state providers.

You can find the cheapest car insurance in Nevada and buy a policy all with good 2 go insurance. So what are you waiting for? Get quoted now and save more of your hard-earned money.