Auto Club Insurance – Good2go insurance

auto club insurance

Do you wake up late at night with a recurring nightmare of having a flat tire in the middle of nowhere and you never even learned how to change a tire? For many, having random car problems and getting stranded in unknown areas is a top fear, especially those single mothers who regularly transport young children. If you are one of the many people that are mechanically inept, then you might want to consider purchasing auto club insurance coverage.

While everyone knows that car insurance is the law and it’s mandatory in the United States, drivers should equally think about the importance of getting breakdown coverage, in the event an emergency occurs. Nearly everyone has had an unexpected car problem, and they almost always seem to happen at the most inconvenient of times. Getting car club insurance will add extra protection and more importantly peace of mind when you are out on the road. It is especially important for those who make long trips on a consistent basis and those who are exposed to hazardous conditions like extreme snow storms.

This added insurance security will provide assistance with many automobile problems but the most common are:

1. Flat tires
2. Lockouts
3. Towing
4. Dead battery
5. Run out of Gasoline

Even if you have a new car that has a full warranty, you should still get roadside assistance coverage. Why, you might ask? Well, anything can happen to you or your car, such as running over a board full of nails in your new car and ending up on the side of the road with two flat tires. Most new cars have advanced safety measures against getting locked out, but people still find a way of losing their keys or car remote and needing help. If you are not mechanically inclined and can’t even charge a battery or replace a flat tire, then purchasing roadside assistance coverage is a must.

There are several auto club insurers who offer total roadside assistance. The largest and oldest in the United States is Triple a.
AAA auto club insurance has been around for over 100 years and is a non-profit entity. There are 44 motor club insurance regional offices and 53 million national members. Triple a motor club also provides both breakdown coverage and auto insurance throughout Canada.

The advantage of AAA is members can get both low-cost car insurance rates combined with excellent roadside assistance coverage.
Triple a has established relationships with tow trucks and mechanics all across the USA, so no matter where you breakdown, you can be assured there will be someone to assist you, even in remote areas. Other competitors have limited service and are not as reliable in far off desolate areas as triple a.

Roadside Assistance Plans

There are many plans available for breakdown or roadside coverage from auto clubs like aaa and large insurance providers such as Allstate. The prices vary depending on the coverage options you purchase but a low-cost basic plan can cost as little as $10 per month all the way to $50 per month or more for more enhanced coverage.

If you do not take a lot of trips or even drive much at all, then all you should get is a basic roadside assistance plan that includes towing. Remember, you can get a decent discount by bundling your roadside coverage with your automobile insurance. Get a free quote now and let us show you how cheap automobile club insurance can be.

Breakdown Coverage and Towing

Towing coverage is an important detail you need to analyze before you purchase any plan. Some insurers will only cover towing for a pre-determined amount of miles, such as 50 or less. Other more comprehensive roadside plans allow for unlimited towing but cost a lot more.

Make sure you review the towing limits. If you have a low limit of lets say 15 miles and you are charged for the balance and breakdown in the Mojave desert, for example, you could be hit with a $400 towing bill. Also, look for any out of pocket potential expenses you could be charged for.

Always make sure you keep the number of your auto club company in your car in the event you do breakdown and need it quickly.
Don’t worry about roadside assistance claims affecting or causing your automobile insurance rates to go up. Filing a breakdown claim is totally different than an automobile collision and will not cause your car insurance rates to go up, even if you file multiple claims per year.

Auto Club Insurance Quotes

The fastest way to check rates in your area is to go online and get a free auto club insurance quote. Just enter your zip code, and you will be matched with several local providers who can also get your great low rates on auto coverage. You can also find online discounts for retirees, active military members, and vets. Get the protection you deserve with great roadside protection today.